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Step 1 of 9 · Two-Factor on Everything That Matters

SMS routes through carriers who hand out SIM swaps

SMS routes through carriers who hand out SIM swaps — step 1 of 9 in Two-Factor on Everything That Matters. Your phone number is not yours. A carrier employee or a convincing caller can port it to a new SIM. The code arrives on a stranger's phone.

SMS travels the phone network. TOTP never leaves your device.
SMS travels the phone network. TOTP never leaves your device.

Free tech & internet tip: SMS routes through carriers who hand out SIM swaps (step 1 of 9 from "Two-Factor on Everything That Matters").

Your phone number is not yours. A carrier employee or a convincing caller can port it to a new SIM. The code arrives on a stranger's phone. This is not theory — it is how high-profile accounts get drained.

The fix: remove SMS wherever the service offers TOTP or passkey. Keep SMS only on legacy accounts that offer nothing else, and flag those for migration.

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Two-Factor on Everything That Matters

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