Step 7 of 7 · Pay Off a Credit Card
When it hits zero — then the rule
When it hits zero — then the rule — step 7 of 7 in Pay Off a Credit Card. Keep the account open if there is no nasty annual fee. Autopay stays on for $0 so you never miss a surprise.

Free personal finance tip: When it hits zero — then the rule (step 7 of 7 from "Pay Off a Credit Card").
Keep the account open if there is no nasty annual fee. Autopay stays on for $0 so you never miss a surprise. The emergency fund course is the replacement for 'put it on the card'.
You passed when the target card's extra payment has left the bank two times in a row and the statement balance went down by more than interest. Not when you made a colorful chart.
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