Step 2 of 7 · Pay Off a Credit Card
What you can actually throw at it
What you can actually throw at it — step 2 of 7 in Pay Off a Credit Card. From last month's real spending (or the budget course), circle leftover after housing, food, must-pays. That leftover is the extra payment.
Free personal finance tip: What you can actually throw at it (step 2 of 7 from "Pay Off a Credit Card").
From last month's real spending (or the budget course), circle leftover after housing, food, must-pays. That leftover is the extra payment. If it is $0, the extra is a sold thing, a canceled subscription, or overtime — not a hoped-for personality transplant.
If leftover is $0 and minimums already bounce, stop this course and call a counselor. Math does not care about grit.
You'll need
- Every card listed
- APRs written
- Extra-payment number circled
- Due dates on a calendar
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