Step 1 of 7 · Pay Off a Credit Card
One row per card
One row per card — step 1 of 7 in Pay Off a Credit Card. Open every issuer app or PDF. Write: name, current balance, APR, minimum payment, due date.

Free personal finance tip: One row per card (step 1 of 7 from "Pay Off a Credit Card").
Open every issuer app or PDF. Write: name, current balance, APR, minimum payment, due date. Add store cards and 'buy now pay later' if they charge interest — they count.
Total the balances. That number is unpleasant. It is also the only honest starting line. Do not round down to feel better.
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