Step 7 of 11 · Pay Off Debt With the Avalanche Method
Call for a hardship or loyalty rate cut
Call for a hardship or loyalty rate cut — step 7 of 11 in Pay Off Debt With the Avalanche Method. Script: 'I have been a customer for X years, I am paying down the balance, can you lower my APR?' Ask once, calmly. Note the answer.
Free personal finance tip: Call for a hardship or loyalty rate cut (step 7 of 11 from "Pay Off Debt With the Avalanche Method").
Script: 'I have been a customer for X years, I am paying down the balance, can you lower my APR?' Ask once, calmly. Note the answer.
Even 3–5 points off changes payoff date. If no, ask about a temporary reduction.
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