Step 3 of 4 · Credit Score Without the Myths
Closing old cards and 'hacks'
Closing old cards and 'hacks' — step 3 of 4 in Credit Score Without the Myths. Closing your oldest card can shorten history. Don't close it to 'be good' if there's no fee problem.

Free personal finance tip: Closing old cards and 'hacks' (step 3 of 4 from "Credit Score Without the Myths").
Closing your oldest card can shorten history. Don't close it to 'be good' if there's no fee problem.
Paying someone to 'remove accurate late payments' is usually a fairy tale. Accurate negatives age off on a schedule.
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