Step 2 of 4 · Credit Score Without the Myths
Never miss the due date
Never miss the due date — step 2 of 4 in Credit Score Without the Myths. Autopay at least the minimum. Payment history is the heavy weight. Utilization: try to report under ~30% of each card's limit, better under…

Free personal finance tip: Never miss the due date (step 2 of 4 from "Credit Score Without the Myths").
Autopay at least the minimum. Payment history is the heavy weight.
Utilization: try to report under ~30% of each card's limit, better under 10% if you can. Paying before the statement date can help the snapshot.
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