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Step 2 of 4 · Credit Score Without the Myths

Never miss the due date

Never miss the due date — step 2 of 4 in Credit Score Without the Myths. Autopay at least the minimum. Payment history is the heavy weight. Utilization: try to report under ~30% of each card's limit, better under…

On-time beats a clever trick.
On-time beats a clever trick.

Free personal finance tip: Never miss the due date (step 2 of 4 from "Credit Score Without the Myths").

Autopay at least the minimum. Payment history is the heavy weight.

Utilization: try to report under ~30% of each card's limit, better under 10% if you can. Paying before the statement date can help the snapshot.

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Credit Score Without the Myths

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