01Must-pays × 1
Add rent, utilities, transport, insurance, minimum debt, groceries floor. That's one month. First boss fight is $500 if that number is huge.
Write both numbers. Circle the first target.
Personal Finance
Emergency Fund in 90 Days
A starter cushion: $500, then one month of must-pays, parked somewhere boring
30 min4 photographed stepsBeginner
You will pick a target (first $500, then one month of must-pay bills), open a separate savings pocket, automate a transfer the day after payday, and define what counts as an emergency so the fund isn't a shopping account.
What you'll learn
- Two-stage target: $500 then 1 month of bills
- Separate the money so you don't spend it
- Automate the day after payday
- What is and isn't an emergency
Inside this course
- The numberSmall enough to start, real enough to matter.
- Park itOut of the checking impulse.
- AutomateWillpower is not a strategy.
- RulesOr it evaporates.
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