
Open bank and credit card PDFs or apps. Mark every monthly/annual charge: streaming, cloud, gym, meal kits, beauty boxes, AI tools, news, dating apps.
Add free trials that converted. Write keep / maybe / kill.

Bank statement audit, cancel order, and a 15-minute monthly money date
Money-saving life system: pull 90 days of charges, highlight every recurring fee, cancel or pause in one sitting, rotate free trials off auto-renew, and set a calendar reminder so new apps don't sneak back. Average household finds $50–200/month they forgot existed.
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Open bank and credit card PDFs or apps. Mark every monthly/annual charge: streaming, cloud, gym, meal kits, beauty boxes, AI tools, news, dating apps.
Add free trials that converted. Write keep / maybe / kill.

Kill list first — don't 'think about it.' Screenshot confirmation email. Remove card from apps you keep 'just in case.'
Maybe list: pause 30 days or downgrade. Put annual renewals on calendar.
Pro tip. Apple/Google subscriptions hide in account settings — not inside the app.
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